Craps bet guide · Reviewed September 4, 2026
Any Craps is a one-roll proposition that wins on 2, 3, or 12 and loses on every other total. The standard profit payout is 7 to 1, which produces an 11.11% house edge.
Sam’s verdict
Any Craps is simple to settle and expensive to repeat. Calling it a “craps check” does not turn it into insurance. The hedge can soften one type of come-out loss, but it adds an 11.11%-edge wager to every roll on which you use it.
Rules and terminology
| Next roll | Dice combinations | Result on $1 |
|---|---|---|
| 2, 3, or 12 | 1 + 2 + 1 = 4 | Win $7 profit |
| Any other total | 32 | Lose $1 |
A craps total is 2, 3, or 12. A seven-out is a 7 rolled after a point has been established. They are different events even though each can end or affect other wagers.
Also watch the payout wording:
- 7 to 1 = $7 profit plus your original $1 back.
- 8 for 1 = $8 total return including the original $1.
Those descriptions are equivalent when used correctly.
House-edge calculation
Four combinations win. At 7-to-1 profit, they contribute 4 × $7 = $28.
The other 32 combinations lose $1 each, or −$32.
Expected result across 36 equally likely outcomes is $28 − $32 = −$4, so repeated $1 wagers lose an average of $4 per $36 wagered:
$4 ÷ $36 = 11.11% house edge.
Payout examples and repeat status
| Amount | Profit on 2, 3, or 12 | Total returned if the bet comes down |
|---|---|---|
| $1 | $7 | $8 |
| $3 | $21 | $24 |
| $5 | $35 | $40 |
A dealer call such as “$21 and still up” can mean a winning $3 bet received $21 profit while the original $3 stayed working. “$24 and down” means profit plus principal returned and the wager ended.
Exact calls vary. If you care whether the bet repeats, say so.
How the center bet is handled
- Wait until the stickperson is accepting proposition bets.
- Call “Any Craps” or “Craps check” and the amount.
- Put or deliver the chips where the crew instructs.
- The stickperson positions the wager by player location in the center.
- After a win, say whether you want it repeated or taken down.
Do not throw chips into established center stacks or move a position-coded wager yourself. The crew’s positioning is part of the ownership record.
Any Craps versus straight 2, 3, or 12
Any Craps combines all four winning combinations:
- one way to roll 2,
- two ways to roll 3,
- one way to roll 12.
Straight 2 and 12 commonly pay 30 to 1, while straight 3 commonly pays 15 to 1. Those larger payouts cover fewer combinations. Any Craps trades payout size for coverage of all three craps totals.
If you are comparing center bets, also see the C&E guide and the full craps-bet comparison.
The $10 Pass plus $1 “craps check”
This is where the bet is most often misunderstood.
| Come-out result | $10 Pass | $1 Any Craps | Immediate combined result |
|---|---|---|---|
| 2, 3, or 12 | −$10 | +$7 | −$3 |
| 7 or 11 | +$10 | −$1 | +$9 |
| Point number | Continues | −$1 | Pass unresolved; hedge dollar lost |
The check reduces the immediate loss on a come-out craps result from $10 to $3. But it also loses $1 on the other 32 combinations—including point numbers where the Pass Line simply continues.
Each $1 Any Craps wager carries about $0.111 of expected loss. The hedge changes the shape of short-term outcomes; it does not create a mathematical advantage.
If your real goal is lower expected cost, compare the Pass Line and its available Odds rather than assuming the center hedge is free protection.
Common mistakes
- Calling a seven-out “craps.”
- Reading “8 for 1” as $8 of profit.
- Assuming a winning one-roll bet automatically comes down.
- Calling a craps check insurance without pricing its 11.11% edge.
- Thinking a larger craps check improves the Pass Line’s house edge.
- Moving a center chip that the stickperson positioned for ownership.
How many times have you seen an any craps bet not come. Like what is the losing streak for the specific bet.
If in a 10-25 table I put $2on a $10 table
$1 on a $5 table and $5 on $25 table it hits a lot more than you might imagine. Plus if you hit your pass line number with it backed the loss is more than covered! In Cherokee,NC the crap check pays on 2,3,7,12. Nice to have the insurance. Has always worked great for me. Getting on it above a $25 table is starting to lose to much in my opinion. The way Harrah’s pays on the 2,3,7,12 is way worth the risk. Hope this helps!!
Plus it also boggles the minds of other players when they see you payed for the side bet most don’t see you put up. Find a good player and watch him and his bets. Good way to learn strategy!!