2, 3, 11 and 12 Craps Bets: Payouts and House Edge

Sam Originally published Reviewed

One-roll proposition guide · Reviewed August 18, 2026

Exact bets on 2, 3, 11, or 12 cover one total for one roll. Under common 30-to-1 and 15-to-1 payouts, their house edges range from 11.11% to 13.89%.

Sam’s verdict

These are easy to call and exciting to hit, but the payout is materially below the true price. Know that each chip is a fresh one-roll wager, not a standing prediction.

Rules, calls and standard math

TotalCommon callWaysTrue odds againstCommon net payoutHouse edge
2Snake eyes / aces135 to 130 to 113.89%
3Ace-deuce / acey-deucey217 to 115 to 111.11%
11Yo / yo-leven217 to 115 to 111.11%
12Boxcars / midnight135 to 130 to 113.89%

“Yo” is useful in a noisy casino because “eleven” can sound like “seven.” Calls and slang vary, so a plain number is always acceptable.

How the house edge is calculated

For a $1 bet on 12 at 30 to 1, one combination wins $30 and 35 lose $1. Expected result across 36 trials is $30 − $35 = −$5. Divide $5 by $36: 13.89%.

For a $1 bet on 11 at 15 to 1, two combinations win $15 and 34 lose $1. Expected result is $30 − $34 = −$4 across $36 of action, or 11.11%.

“To 1” versus “for 1”

A 30-to-1 win earns $30 plus return of the original $1. A 30-for-1 return includes the original chip and earns only $29 net. Read the table’s wording; using the wrong convention understates the edge.

Making the bet at a live table

  1. Wait until the stickperson is accepting center action.
  2. Toss—not hand—the chips into the layout and state the amount and number clearly.
  3. The stickperson places the wager in the correct proposition box and player position.
  4. The next legal roll settles it. Repeat the call and fund a new wager if you want it again.

The minimum may be a single low-denomination chip, but that is a house decision rather than a universal rule.

How these bets combine

A Horn divides action among 2, 3, 11, and 12. Three-Way Craps covers 2, 3, and 12. A C&E divides action between Any Craps and 11. The name does not turn the components into a new dice event.

What does “high on the yo” mean?

It allocates the extra unit to 11. For example, a $5 call covering 3 and 11 “high on yo” can mean $2 on 3 and $3 on 11. State the split if there is any doubt.

Experience note: Sam treats the call as communication, not theater. Amount, exact number, player position, and whether the bet repeats are the details that prevent disputes.

Source and calculation notes

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