A winning message is only one part of an electronic craps record. To check what happened to your money, read the accepted wager, its working status, the result, the credited profit and any stake still on the layout together.
This guide uses invented teaching records, not screenshots from a particular manufacturer. Labels and settlement displays vary. Here, “ticket” means the on-screen wager receipt or history entry. A printed cash-out voucher may show only a redeemable balance; it is not necessarily a roll-by-roll betting record.
Read these fields before the next roll
- Accepted wager: the bet type, number and amount recorded after confirmation. Chips displayed while you are composing a bet do not by themselves prove acceptance before betting closes.
- Units: whether the screen uses dollars or credits. Ten credits at a $0.25 denomination represent $2.50, not $10.
- Working state: whether that particular wager is active for this roll. The table’s point indicator does not tell you the status of every separate bet.
- Result and transaction: the dice total and the entry associated with that wager. Match the game or roll identifier rather than a similar-looking earlier win.
- Profit, return and remaining stake: the amount won, the amount released to available credits, and the amount still committed. Do not add the same stake twice.
- Fee and rounding: the commission basis, collection time, denomination and any disclosed payout breakage.
“To” and “for” describe different amounts
At 7 to 6, a $12 wager earns $14 profit. If the wager ends and the stake is returned, the combined return is $26. A statement of 13 for 6 describes that same combined return: $12 × 13 ÷ 6 = $26, of which $12 is your own money. By contrast, 7 for 6 on $12 would mean $14 combined return and only $2 profit.
Read the actual help-screen definition. A field called “paid,” “win” or “return” may use a different convention from another terminal. For a standing bet, even a paytable stated as a combined return does not prove that its stake was released to the available-credit meter after this particular win.
Example 1: a Place 6 wins and stays up
Start with $100 available, no bets, and no fees. Confirm $12 Place 6 while it is working. Under standard 7-to-6 terms, a winning 6 earns $14 profit. Assume the terminal leaves the $12 wager in place.
| Record | Available | On layout | Combined value |
|---|---|---|---|
| Before placing bet | $100 | $0 | $100 |
| $12 accepted | $88 | $12 | $100 |
| 6 wins; bet stays | $102 | $12 | $114 |
| Bet removed afterward | $114 | $0 | $114 |
The winning entry can correctly credit $14. Expecting another $12 in the available balance while also seeing $12 on the layout counts the stake twice. Removing the wager later transfers that $12; it does not create another $12 win. The combined value is a bookkeeping total, not a promise that exposed money will survive the next roll.
An off bet is not the same as a refunded bet
Start a separate example with $100, place $12 on 6, and leave it off for a come-out roll before any win. If it remains booked, the available balance can stay $88 and the layout can still show $12. A 6 or 7 on that roll does not settle this inactive wager under the assumed rule. Turning it off did not return its stake; removing it would.
Defaults vary by wager and configuration. Confirm the indicator and the help rule for each component. Do not assume a Come bet and its Odds share the same come-out status, or that an off marker cancels every bet on the terminal.
Example 2: Pass and Odds resolve together
Start with $100. A $10 Pass bet establishes point 5, and you add $20 Odds. With both wagers working, available credits are $70 and committed stakes total $30. If 5 returns before 7, Pass wins $10 profit and the Odds win $30 profit at 3 to 2.
When both resolved stakes are released, the transaction returns $70: $30 of your stakes plus $40 profit. The available balance becomes $140 and nothing remains from those wagers. A “win” field of $40 and a “return” field of $70 can both be correct. If 7 arrives first instead, both lose and the available balance remains $70.
A new bet or automatic rebet is a separate commitment. If the terminal immediately books another wager, reconcile that debit too before comparing its final available balance with $140.
Example 3: a Buy fee reduces the credited win
Assume a $25 Buy 4, true odds of 2 to 1, and an exact 5% commission on the base wager collected only when it wins. Gross profit is $50, the fee is $1.25, and net profit is $48.75. From a $100 starting balance, placing the wager leaves $75 available. If 4 wins and the bet stays up, available credits become $123.75 while $25 remains exposed. Taking it down afterward makes $148.75 available.
If the same fee is charged upfront, the initial available balance is $73.75. A subsequent win credits $50 because the $1.25 was already paid; available credits still end at $123.75 with the $25 bet up. Deducting the fee again would understate this result. On a loss, upfront collection costs $26.25 overall; win-only collection costs $25.
These examples assume exact cents. A terminal may use different accepted units or disclosed rounding, so confirm its actual terms. Compare alternatives with the Paytable Comparison tool.
When a fraction of a credit is missing
A $7 Place 6 at proportional 7-to-6 terms would earn $8.1666… gross profit. That calculation alone does not establish what an electronic game must credit: it might reject the stake, allow smaller credit units, or apply a disclosed rounding rule. A displayed $8 could be consistent with a rule that rounds this profit down to whole dollars, but that rule must actually be the one used by the game.
Choose clean wager units when the rules support them: $6 on Place 6 earns $7 and $12 earns $14. If a nonstandard wager was accepted, retain its amount and the help-screen rounding terms. Do not silently round your own expected amount before comparing it with the transaction.
Check the whole roll, then ask about any difference
- Identify the accepted wager, denomination, roll number and active status.
- Calculate each winning component’s profit using that terminal’s terms.
- Account for losing stakes, returned stakes, fees, presses and new bets separately.
- Compare available credits plus remaining booked stakes with the previous combined value. With no deposits, withdrawals or other adjustments, the change should equal net gambling profit or loss across all components.
- If a difference remains, stop play and ask an attendant to review the exact transaction. Keep the cash-out voucher and record identifiers; follow property rules for taking photographs.
For example, a $12 Place 6 wins $14 while a separate $5 Field loses on the same 6. Starting with $100, those accepted wagers leave $83 available. After settlement, available credits are $97 and the Place stake remains $12: combined value $109, a net $9 gain. A positive Place win does not mean every dollar wagered on the roll won.
Quick self-check: is $102 available after the Place win too low?
Not in Example 1. There is also $12 on the layout, so combined value is $114. Profit is $14. If the $12 wager has actually been removed and no other debit occurred, however, $102 available would leave an unexplained $12 difference worth reviewing.
Continue with your own amounts
Use the Payout Auditor to check a wager’s settlement figures and the Settlement Walkthrough to follow a press, regression or seven-out. For an unexplained terminal payment, read Why an Electronic Craps Payout May Look Short. None of these examples predicts the next roll or makes a larger stake safer.
Rules and scope
The Massachusetts Gaming Commission craps rules provide a primary reference for conventional wagers and payouts. Reference checked October 3, 2026. The ledgers here are arithmetic teaching examples; they do not describe a tested terminal or certify its current rules. Use the help screen and approved rules for the game in front of you.
