Calculate · verify · explain
Craps Payout Auditor
Calculate the standard settlement—or enter what a dealer or online game paid and check the difference. Profit, returned stake and total returned are always shown separately.
The original stake is separate from profit. Standing wagers may remain on the table after a win.
Payout details and mathematical cost
Calculation
Choose a wager to see the formula.
Verify the rule
Table placards and approved house rules control. Read the wager guide.
Common standard payout reference
This crawlable reference is generated from the same rules registry used by the interactive auditor. “To 1” figures are profit; returned stake is separate.
| Wager | Standard profit payout | Clean multiple | Note |
|---|---|---|---|
| Pass Line / Come | 1 to 1 | $1 | Complete contract; 1.41% edge |
| Don't Pass / Don't Come | 1 to 1 | $1 | Standard bar-12 rules; 1.36% edge |
| Place 4 | 9 to 5 | $5 | Wins before 7 |
| Place 5 | 7 to 5 | $5 | Wins before 7 |
| Place 6 | 7 to 6 | $6 | Wins before 7 |
| Place 8 | 7 to 6 | $6 | Wins before 7 |
| Place 9 | 7 to 5 | $5 | Wins before 7 |
| Place 10 | 9 to 5 | $5 | Wins before 7 |
| Take Odds 4 / 10 | 2 to 1 | $1 | True odds; 0% edge on Odds portion |
| Lay Odds 4 / 10 | 1 to 2 | $2 | True odds; 0% edge on Odds portion |
| Take Odds 5 / 9 | 3 to 2 | $2 | True odds; 0% edge on Odds portion |
| Lay Odds 5 / 9 | 2 to 3 | $3 | True odds; 0% edge on Odds portion |
| Take Odds 6 / 8 | 6 to 5 | $5 | True odds; 0% edge on Odds portion |
| Lay Odds 6 / 8 | 5 to 6 | $6 | True odds; 0% edge on Odds portion |
| Hard 4 / 10 | 7 to 1 | $1 | 11.11% edge |
| Hard 6 / 8 | 9 to 1 | $1 | 9.09% edge |
| Any 7 | 4 to 1 | $1 | 16.67% edge |
| Any Craps | 7 to 1 | $1 | 11.11% edge |
| Horn | Component payout | $4 | Equal units on 2, 3, 11 and 12 |
| World / Whirl | Component payout | $5 | Horn plus Any 7 |
| C&E | Split payout | $2 | Half Any Craps, half Eleven |
| Easy / Hard Hop | 15 to 1 / 30 to 1 | $1 | One unordered dice pair |
Rules version 1.0.0 · Reviewed 2026-08-29 · Method: Two fair six-sided dice produce 36 equally likely ordered outcomes. Standing wagers are evaluated per resolved decision; one-roll wagers use all 36 outcomes; Pass, Come, Don't Pass, and Don't Come use their complete contract cycles.
How to audit a craps payout
- Select the wager and enter the amount actually bet.
- Choose Check what I was paid, then enter the rolled result and the amount handed to you. Specify whether that amount was profit only or the total including returned chips.
- For Buy and Lay bets, match the table’s commission timing, rate, and rounding. For Field bets, select the printed 2-and-12 paytable.
- Compare the expected profit, returned-wager component, total settlement, and audit verdict. If the result differs from the layout or house rule, ask the dealer before the next roll.
When a correct payout looks short
Suppose you put $18 on Place 6 and the next 6 wins. Standard 7-to-6 profit is $21. If the $18 bet stays working, the dealer pays you $21 and leaves the original wager on the layout. Enter $21 as profit paid in audit mode; do not enter $39 as though that whole amount was handed to you.
If you ask to take the bet down after the win, the dealer returns $18 stake as well as $21 profit, for $39 in chips. In that case, select the option that includes returned stake and enter $39. The difference between those two transactions is chip location, not a different paytable. Check the active layout before deciding that a payment is wrong.
What the auditor covers
Version 1 covers Pass Line, Don’t Pass, Come, Don’t Come, taking and laying free odds, Place, Buy, Lay, four common Field schedules, Hardways, Any 7, Any Craps, single-roll 2/3/11/12 bets, Horn, World, C&E, and easy or hard Hop bets. The reference table is printed in the page HTML from the same versioned rules registry used by the calculator, so readers and search engines receive useful payout information even before JavaScript runs.
Method and assumptions
The probability model uses all 36 equally likely ordered outcomes of two fair six-sided dice. “Payout” means profit unless the result explicitly says that the original wager is included. Contract-bet house edges are calculated over a complete decision cycle; standing and one-roll wagers use the appropriate resolved-roll or single-roll basis. Buy and Lay commissions can be charged on a win or up front, and both commission and payoff rounding are shown separately.
Casino layouts and local rules can differ. Confirm the Field schedule, proposition payoff, maximum odds, vig timing, and rounding printed at the table. This is an educational arithmetic checker, not a guarantee that a casino must use a particular rule.
Record the wager before auditing it
A calculator result is only as reliable as the transaction entered. Before changing the layout or starting another game, save the wager type, amount at risk, point or selected number, rolled result, applicable paytable or commission rule, and the amount actually received.
- Separate profit from returned stake.
- Note whether a standing wager stayed up or was taken down.
- List every component of a combination wager.
- Record rounding and whether commission was charged before play or after a win.
Use those facts in “Check what I was paid” mode and copy the summary before testing another scenario. If the table rule is unknown, the result should be treated as conditional rather than proof of a short payment.
Sources and further reading
- Massachusetts Gaming Commission: Craps and Mini-Craps rules
- Craps payout table and common chip amounts
- How craps odds and house edge work
- Free odds bet guide
- Craps rules for beginners
Rules registry: version 1.0.0. Math reviewed: August 29, 2026. Gambling outcomes are random; use this tool to understand a wager, not to chase losses. Set a budget and stop when play is no longer fun.
After the payout check: practise or compare a game
A correct calculation answers what a wager pays under the selected rules. It does not establish whether a particular casino offers those rules or accepts your planned stake. Choose your next step according to what remains uncertain.
- Need to follow the chips? Practise with virtual chips and explain the profit, returned stake and money still working after a decision.
- Comparing a digital game? Use the online craps guide to identify the format and the checks needed before funding an account.
- Researching an operator? Read the casino reviews and compare their documented games and verification limits. Operator availability and bonus eligibility are separate from payout arithmetic.
Keep a copy of your calculation and its assumptions before leaving this page. If the actual game uses another commission rule or paytable, return and recalculate; do not carry the original result over unchanged.